How To Find a Local Auto Insurance Broker
Would it be nice to receive multiple insurance quotes with one phone call or click?
Now there is a better way
Save time, money, and energy by using an Insurance Broker.
Insurance Brokers represent many insurance companies. Receive multiple insurance quotes at one time for auto, home, and life insurance.
Why - Because Insurance Brokers work for YOU, not the insurance companies. It's like a concierge service for insurance.
How many times have you gone to buy a car, home, or other big-ticket item and been given the option of comparing quotes from different providers?
Wouldn’t it be nice if this was possible for your auto insurance too?
How To Find The Best Car Insurance Near Me?
Finding the right auto insurance company is a daunting task. There are numerous factors to consider, including your driving history and any past claims you may have had made against you.
If you're looking for an affordable insurance plan that fits your needs, it's important to do some research before making a decision.
One way to find the perfect coverage for your vehicle is by working with a local broker who can provide you with multiple quotes from different companies in their area.
Buying insurance is a tedious process that can oftentimes have you feeling frustrated. Especially if you've had to deal with insuring your car in the past, it can be hard to find an affordable option.
But don't worry!
We are here to help by giving you some of the best tips and tricks for finding affordable insurance.
Are Auto Insurance Brokers A Good Way to Buy Insurance?
When it comes to buying car insurance, it’s easy to get confused. For example, should you use an insurance agent or a car insurance broker?
You may have heard that auto insurance brokers are a good way to buy insurance.
But what is an auto broker?
Why would you want them to help you with your car insurance purchase?
And how do they differ from other types of insurance providers, like direct insurers or agents?
Auto insurance brokers are a great way to buy car insurance. They will work with you to find the best coverage for your specific needs, and they can even help you save money on your premiums by bundling other policies together (like home or life insurance).
The best part about working with an auto broker is that they don't charge any fees - so there's no risk in trying them out!
Read on for more info on Insurance Brokers.
what is an insurance broker?
An Independent Insurance Broker differs from an agent, in that he or she does not just write policies with one company.
They collect your information and submit it to multiple insurance companies on your behalf. They then present you with the insurance possibilities that best meet your needs. A broker works for you, not for the insurance company.
An agent is typically a captive or exclusive agent, who works only for one company. He is a local representative of that company. The service they provide is similar to the brokers; the difference is, the agent is working for the company not for you.
Benefits of using an Insurance Broker
Using an insurance broker is very beneficial for most car insurance buyers.
You have a much better chance of finding the best deal or best coverage possible for you because your broker is drawing on a large number of companies on your behalf.
In fact, he or she will be able to access certain companies that only sell through brokers or agents giving you more choice than if you contacted companies directly. Because he or she specializes in insurance, they can negotiate on your behalf and present you with different options and recommendations.
They will also counsel you on what types of coverage you need and which you don’t.
Insurance Brokers or are an excellent choice when you are looking to shop around for the best price.
Should I Use A Car Insurance Agent To Find The Best Rates?
A broker will have many more options at his disposal than other types of car insurance agents.
Additionally, buying directly from the company typically takes longer than using a broker, especially if you are shopping around, as you will have to contact various companies to get a price.
Some auto insurance brokers’ services don’t come for free however, as some do charge a fee for all of their work on your behalf. But as car insurance brokers are paid on a commission for each policy that they sell, they do often times go the extra mile to please their customers.
As with any service, do some research on the auto insurance broker you are going to be working with to make sure no complaints have been filed with any state agencies or the Better Business Bureau (BBB).
3 Reasons Why I should use a Car Insurance Broker
Have you ever used a Car Insurance Broker before?
You might be pleasantly surprised at the savings of time, money and energy.
Save Time - How many insurance companies and insurance agents are you going to call and give the same info over and over trying to find the best deal?
A Car Insurance Broker take your information one time and shop multiple insurance companies for you, which is a real time saver.
Save Money - Because a car insurance broker will be shopping many insurance carriers on your behalf, you are going to be able to get the best rates.
Saving money should be a car insurance broker's middle name, since they don't work for any one insurance company, they work for you.
Save Energy - Do you really have the time to call ten different insurance companies for quotes? Who has that kind of energy and if you have multiple vehicles, a house, boat or other toys you can double or triple the time trying to get a quote. Even online quotes are a total time suck.
Insurance Brokers are the best alternative to doing it yourself?
Stop wasting hours calling insurance companies over and over, just to give the same info when an Insurance Broker does all the work for you.
How To Contact a Car Insurance Broker Near Me
Get fast, FREE over the phone or online insurance quote from "A" Rated insurance companies like Progressive, The Hartford, Travelers, Nationwide, Liberty Mutual, Kemper and more with a simple call 314-569-1010 or click HERE.
What is the cost to use an Insurance Broker?
FREE of charge
Yes, FREE of charge.
Insurance brokers or agents will help you find a policy that is tailored to meet your needs.
It can be difficult finding and understanding policies on one's own when there are so many different types with various coverage while other companies have very specific products for certain drivers ages or those who need particular levels of liability protection.
You could say it would be like trying to pick out clothes from racks without any knowledge about what sizes go together! Insurance professionals know how much each company offers and they can match people up accordingly by asking them questions such as: where do they live, their occupation type (e-commerce workers vs factory worker), whether anyone else uses the vehicle regularly, etc.
How Do Insurance Brokers Get paid?
An insurance broker is paid a commission by the insurance company directly, so there's no cost for our service.
Every time you purchase or renew an insurance policy the broker is paid a commission to service your insurance needs.
This keeps the cost low for consumers shopping for lower insurance rates.
So, it's a win-win! No cost service, and lower insurance payments.
Insurance salespeople are usually compensated with a combination of salary, commission, and bonuses.
What does an insurance broker do?
Will an insurance broker make shopping for insurance faster?
What does an insurance broker do to help find lower cost insurance daily.
Insurance Broker finds the right coverage at an affordable price, and it makes life a lot easier vs calling multiple companies and agents.
Insurance agents typically work in an office environment at their own desks or cubicles when not meeting face-to-face with customers to sell policies.
Their daily responsibilities include answering customer calls; updating clients' policy information on company databases; reviewing applications for coverage submitted by consumers online or over the phone.
Getting Multiple insurance quotes
Insurance Brokers use technology not available to the public to search multiple insurance companies at one time. Because we are licensed agents for the insurance companies we represent we have the ability to find the most affordable insurance quickly so you don't have to.
Receive multiple insurance quotes with one phone call or from online quoting 24/7 when it’s most convenient for you.
Check and compare insurance rates online HERE or call 800-459-6060 and speak with a licensed Insurance Broker today.
Why spend time calling insurance company after insurance company when you can contact a local insurance broker for AWESOME service at competitive rates with all these great companies and more.
Whether you decide to work with a local insurance broker or one online you’ll receive quotes from top “A” companies like The Hartford, Nationwide, Progressive, Kemper, Travelers, Liberty Mutual, Safeco, CHUBB, Met-Life and many more.
Car insurance brokers near me
How to find an independent insurance agent near me?
Best independent insurance agents near me
If you are looking for an independent insurance agent near me, there are a few questions to ask yourself.
What type of coverage do I need?
How much should my monthly payments be?
If I've had any accidents in the past, will they affect my rates?
These are just some of the questions that come up when buying car or home insurance.
Contact an auto insurance broker and you might be surprised at how much you've been overpaying with your current insurance company. Finding a local insurance broker is a simple as typing "local insurance brokers near me" with your online search.
Remember Insurance Brokers represent many insurance companies and insurance agents only represent one company. How much time do you want to spend calling company after company or multiple insurance agents, just to find the best rates.
Stop the insanity of finding more affordable insurance. Let's search for the best auto insurance rates by state.
Should I use an insurance agent or An independent insurance broker?
There are many people who have the misconception that insurance agents and brokers are the same. They both represent different types of companies. Brokers will evaluate your specific needs to find you a company with the best rates for those needs, while an agent's goal is to sell you a product from their company.
The question of whether to use an insurance agent or independent insurance broker can be a tough one. There are many factors that go into the decision and we hope this article will help you decide if it is for you.
The best way to get the best rate on your car insurance is by working with an independent insurance broker. Agents only work for one company, so they might not be able to negotiate a good deal with them. Brokers, on the other hand, will shop around and find you the cheapest policy that meets all of your needs.
Some of the best independent insurance agents and brokers may not be near you or in your town.
Just because you might not be able to meet in person, don't let that keep you from contacting an Insurance Broker. In many cases, as with Insurance Brokers Group, we have customers around the country. Remember, the insurance companies both agents and brokers represent have headquarters in another state. But, they all have a local insurance adjuster to help with any claims.
What is better, insurance agent or insurance broker?
Would you rather work with an insurance agency that represents multiple "A" companies or just the local insurance agent with one company?
Sure, you might be able to pop in and say hello with a local insurance agent, but honestly, how often is that ever going to happen, if ever.
Wouldn't you rather have the most affordable coverage and if you have questions, just pick up the phone?
Get to Know Your Car Insurance Broker
Make sure that you also spend the time to sit and talk with your auto insurance broker so he or she will best understand how to balance your financial budget with your different coverage needs.
An understanding auto insurance broker should know what sort of deductible you will want for your different forms of insurance coverage and whether or not you should choose some type of collision and comprehensive auto insurance coverage.
Should I Find Auto Insurance Agent Near Me Or Use A Broker
A good auto insurance broker should be just as well trained, if not better trained, than your average auto insurance agent that just works for one specific company.
Since auto insurance brokers usually work with a number of agencies, they should also know a lot about the various discounts that are available from different companies, for example, those for good drivers, good students and even for those who have served in the military or graduated from college.
Should I use a local or an online insurance agent?
Best way to get insurance quotes
Insurance is a necessity and something that we all use on a daily basis. However, many people don't know what type of insurance they need or who to contact for the best rates. Should I use an online insurance agent or should I go with a local broker?
Online auto insurance is becoming more and more popular, but you still have to know who you are buying the product from.
Local agents can save you time and money by being able to offer discounts for local residents that may not be available online.
With cell phones, email and text messages your agent or broker is available whenever you need, regardless if they're down the street or not.
Local car insurance agents can be convenient, but as mentioned above not always the best option if you are looking for multiple quotes from around the country.
Insurance Brokers Group sells and services insurance from Coast to Coast.
They represent more insurance companies to meet the needs of customers around the country, you get the benefit of more insurance carriers to compare rates.
How much can I save on insurance if I use an Insurance Broker?
"Some people have saved as much as 59% on auto and home insurance"
If I use an insurance broker, can I save money?
Some people just can’t understand how the rates could be that low compared to what they have been paying. The shock and realization that they’ve been overpaying for years starts to sink. In some cases, denial that they could really pay that much less
But it’s true.
Then you realize, how much you could've saved.
Don't wait anymore.
Let's start finding you better insurance coverage and a better premium.
Just click on the link below and let our licensed insurance brokers start working on your behalf, for FREE.
There are NO charges or Fees to use Insurance Brokers Group for auto, home and life insurance.
We are compensated by the insurance company a commission based on the product you choose. So, we are always working for you to find the best rates!
How To Bundle and Save!
Independent Insurance Brokers sell more than just car insurance. Talk to them about your home or tenant policy, boat or toys and umbrella as well. Bringing all your policies together with the same company will get you a “Multi-Policy” discount and likely save you money.
Using an Insurance Broker is smart way to buy all your insurance.