October 13, 2021
Texas Insurance

The Best Texas Insurance Agents and Brokers


In the great state of Texas, there are many options for insurance. Maybe you're looking to renew your policy or purchase a new one from an independent agent? Whether it's auto and home coverage that interests you most about our Lone Star State, we can help!

You’re looking for the best independent Texas insurance agent, and you might not be sure where to start.

There are many types of coverage in this big state!

Do your research before making any decisions that will affect your life or family's future financially.  

Don't play Texas Hold'em with your auto and home financial risk.

You're looking for new or replacement Texas Insurance? You might think that the process would be complicated, but it can actually be easier than you think.

Options for getting better insurance in Texas

You have many options when it comes to finding your best option - from car insurance companies and homeowners' policies, as well as other types of protection like life coverage or business owners. The key is knowing all there's available, so this question doesn't keep haunting us!

It all comes down to understanding which insurance brokers in Texas know their stuff.

We’ll explain why that is and how to find the right one for your needs!

Hey, if you ready for quotes now Click below or call us at 314-569-1010.

Why Choose A Texas Independent Agent

Choosing insurance can be complicated.

You want the top protection but you also want to avoid spending too much money.

So how do you get the best of both worlds?

Independent Texas agents give you all the options you could hope for.

Instead of being tied to a single Texas insurance agency, these agents offer information about coverage from all the providers on the market.

Not sure it’s the right solution for you?

Check out why you should choose an independent agent before you go another direction.

#1 You Get More Choices

When you get Texas home and auto insurance from an independent agent, you get lots of choices. That means you can look at all different coverage options at various price points.

Most agents will have quotes for around a dozen insurance companies. That means you can pick and choose instead of feeling forced into using a specific company.

Independent agents also know all about the market and can often find you better deals than you could on your own.

#2 You Can Capitalize on Free Expertise

An independent agent in Houston or Dallas knows all the ins and outs of insurance so they can help you make an intelligent decision. Their job is assessing your needs and finding the best insurance to match it.

Think about it for a second. Even if you do research online about auto insurance, you likely don’t have years of experience to back that up.

An independent agent does have that experience and is tasked with keeping up with changes. They’re the best person to ensure you get the insurance that works for your needs.

#3 You Can Take Advantage of Personal Advice

Sure, an independent agent can give you local Texas insurance quotes. But they can also make sure you have the right level of coverage.

When you work with an independent agent, your needs are the number one priority. You’re helped by someone who not only find you insurance you can afford but insurance that covers all your bases.

If you have questions or concerns, agents are there to gives you answers and recommendations.

#4 You Get a Personal Advocate

Concerned about a claim? Worried about a bill? Agents can often advocate for you and make life easier.

Independent Texas agents can also help you change coverage if what you have is no longer working for you.

It’s like having a friend who knows a whole lot about insurance to help you out. You may not realize how useful an agent is until you’re using one.

#5 You Can Do All Shopping in One Place

Need auto insurance? Life insurance? Home insurance?

It doesn’t matter.

Independent agents in Texas can help you acquire all of these things. There’s no need to go to different places for each plan.

Many independent agents even offer business insurance. It’s so easy it’s surprising that everyone doesn’t do this route.

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The Best Way to Find Top Texas Insurance Agents

At this point, you know why an independent agent is helpful. But how do you find them?

Don’t worry. The process is easy and it can be done in whatever way is most comfortable for you.

Consider some of the following:

  • Talk to People You Know – Ask for recommendations from friends and coworkers. They may already have insight into who does a great job and who to stay away from.
  • Make an Online Search – Hit up Google to find websites, reviews, social media pages, and more about various agents. You can see how well-rated each one is before you make a decision.
  • Post a Survey Online – Get on social media and make a survey asking for recommendations. This can be a fun way to connect with people you might not talk to regularly.
  • Pay Attention to the World Around You – Have you noticed any independent agents advertising in your city? Look at the newspaper, watch tv, and listen to the radio to see who is out there.

The best option is integrating several of these methods to find the right insurance agent for your needs.

Do a bit of research, ask friends, and look at reviews!

Choosing Between Independent Texas Agents

Ready to make a decision? There are a few things you can do to make sure you get the agent that fits your needs.  

How to find a local insurance broker

One of the best ways is simply contacting an agent you are interested in and asking a few questions. Ask them how long they’ve been in business.

Find out how many people they represent.

Tack on other questions that matters to you personally. Maybe that means finding out how many insurance companies they have access to info for. It might mean finding out the average cost of auto or life insurance.

It’s up to you. Ask them things that matter to you to get the right insurance policy for you and your family.

Choose Insurance Brokers for Texas Insurance Policies

For those in Texas who need an independent agent, you can rely on InsuranceBrokersGroup.com

Our insurance rates let you save up to 59% over other agents so you don’t break the bank keeping yourself protected.

We pride ourselves on great policies, top customer service, and having an answer to all your questions.

Awesome Insurance Rates for Texas Homeowners Insurance, Texas Auto Insurance and all your toys - RV's, ATV's, Motorcycles and don't forget about your life insurance

Ready to get started?

Start your Texas Insurance Quotes HERE. You can also call and speak with one of our brokers directly 314-569-1010. 

You won’t regret it!

Some Texas History

The state of Texas is known for its complex history. Prior to the arrival of Europeans, Texas was inhabited by various indigenous cultures. The natives were displaced by to Spaniards in 1687, who would go on to make expeditions deep into the lands no one else had gone before.

When independence from Mexico entirely shook up ship in 1836, three other Anglo-American joint claims were already operating-- twice as many as any other place on the continent at that time. Texans debated whether they ought to be part of America or not, but after diplomatic battles and battles with Mexican troops which lasted just over a month, they eventually became an independent republic with Henry P. King its first president (or maybe Stephen F. Austin). After the annexation and the Mexican war, it would become a United States state in 1845.

Over time, Texas has had different groups of people call this land their home. Currently, the largest group is the descendants of these original Anglo-American settlers-- just under half of all Texans identify as such. The second largest group is Hispanic or Latino, the collective descendants of the Mexicans who were either brought over to work or fled from their country after America took it in the Mexican-American war. 

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John Espenschied is a long-time veteran of the insurance industry. He's worked with thousands of clients over the years, helping to protect their personal and business needs. John's goal is to provide the best advice possible to assist customers in saving money while protecting their property and securing their financial future.
He truly enjoys helping others and takes great satisfaction in providing top-notch customer service. When he's not working, John has fun spending time with his family, golfing, bike riding, and blogging on insurance topics.