September 25, 2021
Insurance Agencies Near Me

Independent Insurance Agencies Near Me

Finding an Independent Insurance Agency Near Me is Easier Than You Think!

Tired of searching Google for “independent insurance agencies near me” just to find a list that makes things even more confusing?

While you could just choose one of those car insurance companies at random, it’s not the best idea.

Selecting from the agencies and brokers in your area is a big decision because your choice can have an impact on your life. Protecting your car, business, or home is crucial.

So, it all comes down to choosing “home insurance agencies near me” that serve you and your specific needs. That’s precisely why we want to share some tips for selecting an agency that is going to do that – without making you empty your wallet in the process.

Choosing a trusted local insurance agency is essential to finding the best policy for your needs.

Finding an independent insurance agency near me is easier than you think. One of the many things to consider when shopping for car insurance is factors like coverage, discounts, and price.

With so much information out there, it's hard to distinguish what’s best for your needs.

That’s where our team comes in! We offer a variety of top-rated providers that will meet whatever needs you may have - whether it's just liability coverage or comprehensive protection with all the bells and whistles.

No matter what your situation is, we'll help find the perfect plan that meets both your budget and needs. All without having to step foot outside of your home!

The Best Local Insurance Agents and Brokers Near Me

An Independent Agent Can Help With Your Specific Needs

Before you start on that search for “auto insurance companies near me,” take a breath. Sit down and take a minute to decide exactly what it is you need.

Our recommendation is to pull out a pen and paper and start jotting down your needs. Consider things like this:

  • Do I need life, auto and home insurance?
  • What kind of personal or business coverage is required?
  • What insurance is required for my personal needs?

Don’t worry. You don’t have to have all the answers right away.

The important thing is knowing the questions. When you speak with a professional insurance agent, they can help you get the answers.

Once you know what needs you have, you’ll be that much closer to finding the right insurance policy.

But it goes even further than that. It helps you communicate what you need to various agencies so you make sure you get exactly what is required.

Start Doing a Bit of Research

The next thing you want to do is take that phrase from earlier and plug it into a search engine. So type in “insurance brokers near me” or something similar and see what pops up.

But don’t forget that you can also ask coworkers, friends, and families for recommendations. If they have a great insurance broker they trust, that’s information that can help you.

Take time to look up some of the agencies in your area that work with the coverage you need. Recommendations of trade associations and business owners can also be useful.

For instance, if you need insurance for a small business, other small businesses might have some good ideas on who to work with.

Learn More About Life Insurance Agencies Near Me

Buy Life Insurance

Life Insurance for the family

So as an example, let’s say you want to get life insurance. There are likely to be several agencies in your area that offer that.

Just because you stumble onto one of them doesn’t mean it’s the right fit for your needs. Sometimes the best solution is to call a few that seem to fit your needs to get more information.

When you’re talking to agents who offer services you’re looking for, make sure to share what you need and what your background is, but let them do some talking too.

This is important because you can get a feel for how the agent addresses your concerns, questions, and insurance needs. Once you have all that info, you can think about how well the questions were answered and whether your concerns were handled.

Here are a few questions that you may wish to ask:

  • How long have you been in operation?
  • If I have a loss and need to file a claim, what is the process going to be like?
  • Do you specialize in a specific type of insurance?
  • Are you a captive or independent agent who can offer policies from a variety of companies?

The truth is that one of the most important things to consider is whether an agency is capable of meeting all your needs (and willing to do the extra mile to do so).

Make Sure to Consider the Details

Home Insurance Calculator

When it comes to finding the right “insurance agent near me,” there’s something else you want to check on. Credentials and licensing.

There are various insurance associations and groups that provide credentials to agencies that meet certain requirements. This can be well-worth looking for when you want the best of the best.

Beyond credentials, you want to be sure that the company writing your policy is licensed in your state. This is simple, though.

All you have to do is call the state insurance department for the location where you live.

Know the Difference Between Agents and Brokers

insurance agents and brokers in my area

A lot of people assume an insurance agent and an insurance broker are the same, but that’s not true.

An insurance agent is someone who works for an insurance company (or a few of them) and offers only policies that they have on the market.

On the other hand, a broker can offer you insurance policies from a variety of companies. Brokers focus on meeting your needs, while agents are there to make money for a company.

Knowing whether you are working with an agent or broker can give you insight into the kind of experience you can expect.

Easy Insurance Policies Through Agents and Brokers

Ready to start started with getting life insurance, auto insurance, or business insurance? Now that you know the top tips, you can start on your journey.

While you search for brokers and agencies, consider for your needs.

Our insurance rates are compared every day so we can offer the best prices. You can save up to 59% on policies compared to using other agencies.

One of the best things about our services is that you can handle them all online.

Once you get to the website, click on “Get quotes now,” and you’ll end up on a page with every state.

Click on your state and fill in a bit of information before you get quotes from a variety of insurance providers available to you. It’s simple, straightforward, and saves tons of time.

You can also use our insurance agency's phone number (314-569-1010) to get in touch with a real person who can walk you through the process.

We offer everything from business insurance to condo insurance, car insurance, renters insurance, and home insurance.

Read More Articles:

College Students - 3 Insurance things Parents Should review before school starts

John Espenschied is a long-time veteran of the insurance industry. He's worked with thousands of clients over the years, helping to protect their personal and business needs. John's goal is to provide the best advice possible to assist customers in saving money while protecting their property and securing their financial future.
He truly enjoys helping others and takes great satisfaction in providing top-notch customer service. When he's not working, John has fun spending time with his family, golfing, bike riding, and blogging on insurance topics.