Insurance Brokers Group in the news

Insurance Brokers Group in the News

Press Room

MyMove.com  November 9, 2020

The Advantages of Using a Local Home Insurance Agent

First-time homeowners understandably get caught up in the excitement of buying their own place. It’s easy to focus on the new rooms and how your furniture will align in the space. But something that’s often lost in the mix is home insurance — an essential part of finally closing the deal on your dream home.

US News & World Report  September 12, 2017

How to Manage the Long-Term Financial Aftermath of a Natural Disaster

NATURAL DISASTERS COME and go in the news, but the actual aftermath lingers long after the TV cameras go away. Not long after Hurricane Harvey hammered the South Texas coast, the administrator of the Federal Emergency Management Agency, Brock Long, said on CNN, "FEMA is going to be there for years."

House Loan Blog  September 9, 2017

Take action: What to do right now if you’ve been affected by flooding

The situation along the Texas coast, as well as Houston and surrounding areas, is dire. There is hurricane damage and flooding unlike anything we’ve ever seen. Flooding from Hurricane Irma in Florida and the Caribbean follows close behind. Property damage may be inevitable for most, but it’s comforting to know that this catastrophic event isn’t beyond hope.

NBC News  August 9, 2017

Here Are Some Ingenious New Ways to Start Rebuilding Your Credit

There is an old Zen saying, "Wherever you go, there you are." A modern, less Zen variation on this may be, "Whatever you apply for, there's your credit score." In so many situations, that finicky three-digit number is used to judge us; if it's subpar or non-extant, we may have to pay more, or see our way out the door.

USA Today  October 30, 2017

Skipping renters insurance? Why that’s a bigger risk than you’d think

As a finance writer, I am surrounded by people who know a lot about managing money. But even those with the most money know-how can still miss financial must-haves.

For instance, in a recent conversation, a few of my coworkers stated they didn’t have renters insurance. This puts them among the 59% of renters who don’t have renters insurance, according to a poll from the Insurance Information Institute. On the other hand, 95% of homeowners carry homeowners insurance.

PennyMac  January 24, 2018

Top Home Safety Tips for Homeowners

The holiday season is a time of joy for many—but with extra people and extra responsibilities around the home, it’s easy to overlook certain safety measures. With the holiday season behind us, start thinking about how you can “holiday-proof” your home for the next get-together, including everything from proper food preparation to safe package deliveries!


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NewsDay.com  October 15, 2017

New way to show proof of insurance? There’s an app for that

Do you want one more thing on your smartphone?  Your car insurer likely has an app for your insurance identification card that you can also use to file and track claims and make payments

Realtor.com  October 26, 2017

9 Things Typical Homeowners Insurance Doesn't Actually Cover

Think your home insurance policy covers every mishap that can come your way? Keep thinking, friends.

The exact instances that are and aren't covered by typical home insurance depend entirely on the details of your policy—and, contrary to what you may think, each policy is quite different.

Credit Karma  December 11, 2020

10 factors that affect car insurance rates

Behind-the-wheel behavior — such as getting a traffic ticket or being involved in a crash — is only one of the factors that affect car insurance rates. Whether you already have a car insurance policy or are shopping for one, several factors could affect your ability to get a lower car insurance rate. Some of these factors that affect car insurance rates — such as your driving history and the types of insurance you choose — are within your control. But others, such as your age, aren’t. Shopping around for auto insurance and asking about discounts may help you find a lower rate.

4 Things to Have in Mind Before Buying a Company

America Express  September 4, 2018

4 Things to Have in Mind Before Buying a Company

Buying a company can be a way to see your company grow and become more successful—and it can also be the source of more headaches than you bargained for.   There are a lot of good reasons for buying a company. You may simply want a bigger business, and buying another enterprise tends to increase an organization's size.  Or maybe you want to acquire a set of skills that your business doesn't yet possess. Perhaps you're looking to get into a new market.  Whatever your reasons, tread carefully.

Why Property & Casualty Insurance Should Not Be Optional

TheStreet.com May 9, 2018

Why Property & Casualty Insurance Should Not Be Optional

The U.S. property & casualty insurance industry pays out more than $400 billion in policy benefits, according to the American Insurance Association.

The industry also employs about 2.3 million people, making property & casualty (or "P&C," as insurance insiders call it) one of the more important spokes in the insurance industry wheel.

work comp class codes

Business.com  January 29, 2018

Workers' Comp Insurance: How Much Do You Need?

Workers' compensation insurance provides employees with benefits and protection if they are ever injured or become ill on the job.

The program ensures that employees receive benefits and medical care and (in most cases) protects the employer from legal action in the event of a job-related injury or illness. Workers' comp is similar to other types of insurance in that a company will pay into a workers' compensation fund, from which benefits are paid to employees.

Free Press Directory  June 26, 2019

Property & Casualty Insurance Shopping Tips for Small Biz Owners

All business owners know they need insurance to protect their livelihood, their families and to remain in compliance with local statutes in most circumstances.

Insurance is truly an intangible product so most small biz owners really have a hard time wrapping their head around exactly what they are paying for. Figuring out what is a competitive premium and what is a gross overcharge is confusing for most.

 

How investors can reduce risk with insurance

US News and World Report  April 16, 2019

How Investors Can Use Insurance to Reduce Risk

INVESTORS HAVE VARIOUS ways to reduce risk – diversification, cash reserves, planning to hang tough through the dips. But experts say it pays to think outside the investing box and consider other tools, like insurance.

The Simple Dollar  August 21, 2020

Nine Signs It’s Time to Drop Your Insurance Company

While it’s far easier to simply renew an insurance policy year after to year rather than shop around for a new provider, it should go without saying that inertia can be costly.

Most industry experts suggest obtaining quotes from competitors every six months to one year, because the reality is that many insurance companies change their rates regularly and doing a little bit of research can save you quite a bit of money.

Janitorial & Cleaning Business Insurance: Cost & Coverage

Fit Small Business  November 25, 2020

Janitorial & Cleaning Business Insurance: Cost & Coverage

Janitorial insurance is a group of policies cleaning businesses purchase to cover their risks and protect their assets. Every cleaning business from residential maid services to commercial janitorial companies needs business insurance, but which policies they buy and how much their coverage costs depends on their business operations. Cleaning business insurance costs for a small company typically range from $350 to $8,000 per year, depending on the coverage.

BankRate.com  July 31, 2019

Factors That Affect Car Insurance Rates

If you own a vehicle, car insurance is mandatory. However, the rate you pay for car insurance isn’t. Auto insurance premiums are often the result of various elements – and fortunately, many of them are within your control. These are some of the factors that go into determining how much you’ll pay for car insurance. 

The Difference Between Burglaries and Robberies

Reviews.com  February 17, 2021

The Difference Between Burglaries and Robberies

Some people use the terms interchangeably, but there are differences between “burglaries” and “robberies,” in terms of the crimes themselves, prevention strategies, and next steps if you’re ever a victim of one of these crimes. 

Insurance agents

Insure.com  March 9, 2021

How your credit score affects home and car insurance rates

Filing an insurance claim will increase your rates, but you might not know that poor credit can lead to even higher insurance rates.

Having a bad credit score doesn't automatically mean that you're a risky driver or careless homeowner. However, insurers see your credit as a factor if they're using a credit-based insurance score to determine car insurance or home insurance costs.

Car Insurance

Insure.com  September 26, 2019

How to switch auto insurance

You can, and sometimes should, switch your car insurance company. Even if your policy is not up for renewal, you can opt to shift your policy.

Sometimes, this can save you a good chunk of change. It doesn’t matter whether you’re getting full coverage or going with just state minimum coverage, also called barebones coverage. Insure.com found that the difference between the highest priced and lowest priced auto insurance is on average:

MoneyGeek.com  November 1, 2019

How to Winterize Your Home, Inside and Outside

It's 10 degrees outside, you're wearing every layer in your closet, and all you want to do is spend the next several months of winter hunkered down on your couch with a warm cup of tea. But things like frozen pipes and heavy snow can dampen your cozy plans if you don't properly prepare your home for winter.

lower auto insurance rates

Reviews.com  January 8, 2021

How to Avoid Distracted Driving at Night

If so, you’re not alone. A 2016 survey from State Farm found 94% of drivers said they thought texting was a distracting behavior behind the wheel, but 35% still did it anyway.

There has been a litany of PSAs – ranging from heartwarmingly silly to shockingly violent – on the dangers of texting while driving (and other behaviors), but it bears repeating that in 2018, an estimated 2,841 people in the U.S. died in distraction-affected crashes, according to the National Safety Council.  

DriversED.com  January 17, 2020

Do California Ride-Share Drivers Need Driving School and Insurance?

Ride-share services like Uber and Lyft have made it easier than ever to get around without a car — so much so that the number of high school seniors with a driver's license is at a record low. But for enterprising teens that do learn to drive, is there an opportunity to put their skills to use to earn money as a ride-share driver? It’s an attractive proposition since they can make their own schedules around schoolwork and other activities.

The Simple Dollar  May 13, 2020

Coronavirus and Your Car Insurance: A Practical Guide

The COVID-19 pandemic has impacted every part of daily life, from sheltering in place to lost paychecks. While car insurance is no exception, the good news is that every major provider has pledged to help Americans in need like never before. To separate fact from fiction, we spoke with experts and analysts across the country to determine exactly how the coronavirus crisis will affect your car insurance.

Is now a good time to switch insurance

Reviews.com  November 18, 2020

Is Now a Good Time to Switch Insurance Providers?

There are lots of factors that affect your auto insurance premium that have to do with you, like your claims and driving history, but there are also broader factors at work in the economy as a whole that can impact the price you pay for insurance. 

Insurance Agent

Forbes  September 2, 2020

Why Are Insurance Policies Impossible To Read?

Insurance contracts are a nearly impossible-to-solve puzzle for the average person,” says Jason Turchin, a personal injury lawyer in Miami. In his opinion, insurance companies market insurance as something that does more than it actually does.

How Bundling Auto And Home Insurance Saves Money

Forbes  October 6, 2020

How Bundling Insurance Saves You Money

When you “bundle” insurance, you’re buying two or more policies from the same insurance company and getting a discount. You can bundle policies for your home, renters, auto, life, and other vehicles like motorcycles, a boat or an RV.  
Bundling your insurance can offer a few advantages: Discounts, one point of contact for payments, and having one provider with a more holistic view of your insurance needs.

Realtor.com  October 28, 2020

9 Surprising Things Home Insurance Doesn't Cover: Do You Know Them All?

Whether your home is hit by lightning, hail, or some other calamity, you'll be awfully glad you have a homeowners insurance policy in place to help foot the cost of repairs.

Yet while home insurance typically covers a variety of common hazards that can befall your home, don't get too confident, because it may not cover every mishap that may come your way.

Time.com   January 15, 2021

What to Do Next When Your Car Is Totaled

A total car loss is what happens when the insurance carrier determines it costs more to repair the damage than to fix your vehicle. It’s not necessarily because of a serious accident; your car may be totaled because of a natural event, for example.

Even if no one got hurt, dealing with a totaled car is a stressful, sometimes downright scary, situation. But there are some steps you should expect when dealing with your insurance carrier, and knowing what to do in advance may ease the process for you.  

homeowners insurance quotes

BankRate.com  April 5, 2021

Filing a home insurance claim

Buying a new home can be one of the most exciting milestones in your life, but it could also be costly to protect without homeowners insurance. Anything can happen in life, and home insurance could help provide the sense of relief you need to know that certain damages and losses are covered should disaster strike. However, you might not always know when to file a claim.

Credit and car insurance

BankRate.com April 5, 2021

How does credit score impact your car insurance?

Your credit score can impact various areas of your life, including your ability to rent an apartment or buy a home, secure a decent interest rate on a loan and even get some types of jobs. Knowing this, you may be wondering, “Does credit score affect car insurance rates?”

Average cost of car insurance

MoneyGeek June 10, 2021

What Is the Average Cost of Auto Insurance?

Car insurance rates vary based on many factors such as location, driving record and even credit score. Different insurers will weigh certain aspects more heavily than others. That’s why it’s always a good idea to get at least two to three quotes from insurance carriers to weigh your options more accurately.

The Best Car Insurance Companies

MoneyGeek June 10, 2021

The Best Car Insurance Companies for 2021

When shopping for a policy, you should consider a company's costs, available discounts, customer service reviews and the claim-filing process. Using these factors, we ranked the top 10 car insurance companies for 2021 at a national level and at a state level. If you are a young driver, have poor credit or have an accident in your history, we also ranked the best car insurance companies for specific types of driver profiles.

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