Do you want affordable insurance?

Insurance Brokers Group compares insurance companies
daily for the best rates .

Check Multiple "A" Rated Insurance Companies at ONE time.

  • Allied
  • Foremost
  • Liberty Mutual
  • MetLife
  • Nationwide
  • Progressive
  • Safeco
  • State Auto
  • The Hartford
  • Travelers

IBG checks dozens of national "A" rated carriers for affordable rates daily. Once you are a customer, we will review your policy at renewal for better rates automatically. 

The Fusion of Technology and Service Simplify Insurance in One Place

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Why Our Customers Love Us...

Customer Review of Insurance Brokers Group

Jill F.   It literally only took about 5 minutes for them to take care of my request for information with my policy. They are so nice and very prompt. I am very glad I got in contact with this company, and would recommend them to anyone!!

Like  Reply  10h

insurance customer

Diana M.   Congratulations on your award John and thank you for your over and above help with our auto and homeowners insurance.  You are tops in our book...a 5 star!!!  You have given us the help we need when we need it and always serves our insurance needs well.  Thank you again,  Diana


Like  Reply  10h

Cheap life insurance for the family

Lindsey W.  This was our first time using an insurance broker and it was amazing!!  They were so helpful with finding better insurance and saved us over $800 on home insurance...Awesome.  I referred my family to you as well.


Like  Reply  10h

Read More Reviews HERE

Auto Insurance Example of Coverage and Costs*

*This auto insurance comparison is for illustration purposes only and does not guarantee your final premium which could be more or less depending on underwriting and availability in your state.  Insurance Brokers Group will compare multiple companies for the best rates, and provide recommendations on coverage.  


$50/$100 Liability limits




  • Uninsured liability coverage
  • Underinsured liability coverage

$100/$300 Liability limits




  • $1000 Collison deductible
  • $1000 Comprehensive deductible
  • Towing
  • Rental car coverage

Questions about using an Insurance Broker

What Is An Insurance Broker?

An Insurance Broker is authorized to represent and sell insurance products with multiple insurance companies.  Insurance Brokers represent you, the consumer, or the business.  Insurance Brokers are paid a commission from the insurance company you buy insurance from.  

A Broker is a person who helps you buy and manage insurance products.  These professionals are authorized to represent and sell insurance with different companies, but they're also paid by the company they choose for their commission.

An Insurance Broker is a professional that assists consumers when choosing an insurance policy or product. They might work for the consumer's side or the business' side - regardless of where they stand, these professionals provide valuable help. 

Some Insurance Brokers charge a fee for their service, but Insurance Brokers Group does NOT.


What is the difference between an insurance broker and an insurance agent?

A lot of people are unsure about the difference between an insurance broker and an insurance agent. They both handle things like quoting, negotiating, and closing a deal for their clients. The major difference is that brokers don't sell any products themselves, so they work with multiple companies to find you the best possible price on your coverage. Agents represent one company and will always try to push that company's product even if it isn't in your best interest.

Many people believe that an insurance broker and an insurance agent are the same thing, but there is a difference. An insurance broker is someone who provides services for insuring property or lives in connection with risks that are not members of any company. Insurance agents represent one specific company, and they can only sell policies from that company.

An insurance broker is a person who helps you find the best deal on an insurance policy. Many people don't realize that brokers and agents are different types of professionals, but they serve very different purposes in the process of getting an insurance policy. An agent represents one company exclusively while a broker can represent multiple companies, giving you more options to compare prices and coverage.

  1. 1
    Brokers sell policies from different companies while agents only sell one type of policy
  2. 2
    Insurance brokers are typically independent contractors who represent several insurance companies
  3. 3
    An insurance agent is an employee of one company and represents that company exclusively
  4. 4
    Insurance brokers are the experts when it comes to insurance
  5. 5
    Brokers can help you find the right insurance plan for your needs and budget
  6. 6
    An agent is someone who sells a specific company's products or policies

is it cheaper to go through an insurance broker?

The insurance buying process is notoriously complicated and time-consuming. It can take hours to compare different policies, find the most suitable plan, and then decide on a company to buy from.
The question for many people becomes: "Is it better to get insurance through a broker?" This decision should be based on several factors, including what type of coverage you need, whether or not you want someone else to do the shopping for you, and if you have any questions about your policy that an expert could answer for you.

The biggest advantage of an insurance brokers is their ability to shop multiple insurance companies.  

Insurance "agents" are generally employed by one company and limited to quoting only their company.  

You don't have to take the time to visit every single insurance company in order to choose the best one. An Insurance Broker can help you find excellent coverage that will fit your needs and also be more affordable than shopping on your own.

Insurance brokers are a popular option when it comes to getting new insurance coverage. Many people don't know the difference between an agent and a broker, so they just go with what's convenient or advertised on TV. The truth is that there are pros and cons to both types of representatives; here we will discuss some of them for you to make your decision.

Insurance brokers are an outstanding resource when looking for an insurance company but don't know where to start. They can help you make the right decision by locating a quality insurer, or they might do all the work for you by handling everything from beginning to end.

An example of a captive insurance agent would be Allstate, State Farm, Farmers, American Family, Farm Bureau, Liberty Mutual, etc.  Agents working for these companies only offer one company.

Having more insurance companies to quote, like an Insurance Broker, increases your chance to find more competitive insurance rates without having to contact many companies.  Check local insurance rates HERE.


What Does An Auto Insurance Broker Do?

Auto Insurance Brokers can shop many insurance companies at one time.  Brokers are "appointed" or have contracted with the auto insurance companies directly, which allows them to get quotes and bind coverage with multiple auto insurance carriers.  This can be a real time and money saver for someone shopping for more affordable cost auto insurance.


Are Home Insurance Brokers Able To Find Better Rates?

Home Insurance Brokers are insurance advisors that represent many insurance companies for the home insurance market.  Home insurance brokers are especially helpful for hard to place property policy in higher-risk areas.  Example of hard to place risk home insurance brokers help are fire prone or coastal properties.  

It's difficult to find affordable home insurance if you've prior claims.  Two or more home insurance claims can make it very difficult for someone to find property insurance.

Insurance brokers like our company can help you find the best insurance rates and coverage options for your specific needs. We have access to all the top carriers, so we will never recommend a plan that doesn't meet your requirements. What's more is that our team has experience working with customers from every walk of life, so we know how to make sure you are getting the right type of coverage at an affordable price.


Is It Better To Use A Commercial Auto Insurance Broker?

Commercial Auto Insurance Brokers are like regular car insurance brokers, as they have contracts and direct access to multiple companies.  But, because commercial auto insurance has unique needs Insurance Brokers that specialize in Commercial Auto can help find affordable coverage for your business.


Is There A Charge Or fee to use an Insurance Broker?

You may be asking yourself, “is there a charge or fee to use an insurance broker?”

Well, you have come to the right place.

The quick answer is NO.  Not with Insurance Brokers Group.  We are paid by the insurance company a commission for policies purchased through our agency.  We do not charge for quotes, questions or service.

But you need to ask because some insurance brokers do charge fees, especially if it hard to place insurance or high-risk type coverage.


Why Use Insurance Brokers Group?

Insurance Brokers Group specializes in personal insurance, unlike a typical commercial insurance broker.

Insurance agents work for one company, which means you will need to keep calling around every year for lower rates.

Because we focus on the consumer markets, we are better suited to provide the best insurance companies and rates.  Plus, every renewal we review every policy for better rates on auto, home, life, and don't forget about the toys - boats, RV's, motorcycles, golf carts, and more.

Insurance rates change often - Company A might be competitive today and at the next renewal their rates go up. That's when we go to work, again searching for other companies offering better rates.  

When you are a customer of Insurance Brokers Group, you no longer need to shop again.  We can shop dozens of insurance companies at no cost to you.

Read our Google reviews or submitted directly to our agency.  


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