Looking for affordable insurance?

Auto, Home, Renters, Motorcycle, Boat, RV, Life, Business and More...

Insurance Brokers Group 

"Get The Group Advantage"

Check Multiple "A" Rated Insurance Companies at ONE time.

  • Allied
  • CHUBB
  • Foremost
  • KEMPER
  • Liberty Mutual
  • MetLife
  • Nationwide
  • Progressive
  • Safeco
  • State Auto
  • The Hartford
  • Travelers

IBG checks dozens of national "A" rated carriers for affordable rates daily. Once you are a customer, we will review your policy at renewal for better rates automatically. 


The Fusion of Technology and Service Simplify Insurance in One Place


Shop |Compare |Buy

local auto insurance broker

Affordable car insurance 

Home Insurance Broker

Home, renters, landlord 

Buy Life Insurance

Life insurance for the family

Why Our Customers Love Us...

It literally only took about 5 minutes for them to take care of my request for information with my policy. They are so nice and very prompt. I am very glad I got in contact with this company, and would recommend them to anyone!!

Jill F. / Missouri 

Customer Review of Insurance Brokers Group

Congratulations on your award John and thank you for your over and above help with our auto and homeowners insurance. You are tops in our book...a 5 star!!!  You have given us the help we need when we need it and always serves our insurance needs well.  Thank you again, Diana.

Diana M. / Arizona 

insurance customer

This was our first time using a broker, and it was amazing!!  They were so helpful for finding better insurance and saved us over $800 on home insurance...outstanding. I referred my family to you as well.

Lindsey W. / California 

Insurance Reviews

Read More Reviews HERE


Sample Insurance Coverage and Costs*

*This auto insurance comparison is for illustration only and does not guarantee your final premium, which could be more or less depending on underwriting and availability in your state.  Insurance Brokers Group will compare multiple companies for the best rates, and provide recommendations on coverage.  

Basic

$50/$100 Liability limits


$

29.99

/mo

  • Uninsured liability coverage
  • Underinsured liability coverage
Standard

$100/$300 Liability limits


$

59.99

/mo

  • $1000 Collison deductible
  • $1000 Comprehensive deductible
  • Towing
  • Rental car coverage

  FAQ's

What Is An Insurance Broker?

They are people who help you buy insurance advise on risk management, buy the best coverage, and provide personalized services for your insurance needs.


These professionals can represent different companies, but they're paid by whoever company they choose to work with for their commission. They have more options than a client does when it comes to getting an insurer because of this job description, which is why brokers are great!


Insurance brokers are people who help on the client's behalf with buying insurance, risk management, and getting the right policy. They're authorized to represent and sell products from multiple companies, but they get paid a commission by whichever company you choose them for. Their work is more in depth than that of an agent because there are so many options when it comes to brokerages, so brokers are very knowledgeable about different policies as well as how each one would affect your individual needs.


A Broker is a person who helps on the client's behalf with buying insurance, risk management, and get the right policy.  These professionals are authorized to represent and sell insurance with different companies, but they're also paid by the company they choose for their commission.  Because you have more insurance options with a broker, there's a better chance of finding the best price in most states.


A professional that assists consumers when choosing an insurance policy or product. They might work for the consumer's side or the business' side - regardless of where they stand, these professionals provide valuable help.  Having many types of options with multiple insurers benefits the consumer and businesses. 

Some Brokers charge a fee for their service, but Insurance Brokers Group does NOT.

 

What Kind of Insurance Do You sell?

Insurance Brokers Group

Our team of experts is here to help you with all your insurance needs. We specialize in helping individuals and businesses find the best options to customize insurance for their specific situations.  We provide free insurance consultation and review of your current insurance policy.


Here are some coverages we offer:


Personal Insurance Products

  • Auto Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Life Insurance
  • Boat, motorcycle, RV, ATV
  • Flood Insurance
  • Personal Umbrella Liability Insurance

Commercial or Business Insurance

  • General Liability Insurance
  • Landlord or Rental Property Insurance
  • Building Property Insurance
  • Workers Compensation Insurance
  • Commercial Auto Insurance
  • Truck Insurance 
  • Cargo Insurance
  • Employment Practices Liability Insurance (EPLI)
  • Cyber Liability Insurance
  • Umbrella Liability Insurance
  • Pollution Insurance
  • PEO Profession Employers Organization (payroll + worker's compensation)
  • Marine Insurance (Tools and equipment coverage)
  • Commercial Bonds
  • Management Liability Insurance (D&O)
 

insurance brokers Vs agent?

Many people are unsure about the difference between an insurance brokers and an insurance agent. They both handle things like quoting, negotiating, and closing a deal for their clients. The major difference is that brokers don't sell any products themselves, so they work with multiple companies to find you the best possible price on your coverage. Insurance Agents represent one company and will always try to push that company's product even if it isn't in your best interest, because of contractual agreements limit their ability. 

Many people believe that an insurance brokers and an insurance agents are the same thing, but there is a difference. An insurance broker is someone who provides services for insuring property or lives in connection with risks that are not members of any company. Agents represent one specific company, and they can only sell policies from that company.

A broker is a person who helps you find the best deal on an insurance policy. Many people don't realize that brokers and agents are different type of professionals, but they serve very different purposes in getting an insurance policy. An agent represents one company only, while a broker can represent multiple companies, giving you more options to compare prices and coverage.

  1. 1
    Brokers sell policies from different companies while agents only sell one type of policy
  2. 2
    brokers are typically independent contractors who represent several insurance carriers 
  3. 3
    An insurance agent is an employee of one company and represents that company only
  4. 4
    brokers are the experts for insurance
  5. 5
    Brokers can help you find the right insurance plan for your needs and budget
  6. 6
    An agent is someone who sells a specific company's products or policies

Is This A Cheaper Way To Go?

The insurance buying process is notoriously complicated and time-consuming. It can take hours to compare different policies, find the most suitable plan, and then decide on a company to buy from.
The question for many people becomes: "Is it better to get insurance through a broker?" This decision should be based on several factors, including what type of coverage you need, whether you want someone else to do the shopping for you, and if you have questions about your policy that an expert could answer for you.

The biggest advantage is their ability to shop multiple insurance carriers.  

Insurance "agents" are generally employed by one company and limited to quoting only their company.  

You don't have to take the time to visit every single insurance company in order to choose the best one. A local Insurance Broker can help you find excellent coverage that will fit your needs and also be more affordable than shopping on your own.

Using an insurance brokerage is a popular option for getting new insurance coverage. Many people don't know the difference between an agent and a broker, so they just go with what's convenient or advertised on TV. There are pros and cons to both types of representatives; here we will discuss some of them for you to make your decision.

An outstanding resource when looking for the best coverage, but don't know where to start. They can help you make the right decision by locating a quality insurer, or they might do all the work for you by handling everything from beginning to end.

An example of a captive insurance agent would be Allstate, State Farm, Farmers, American Family, Farm Bureau, Liberty Mutual, etc.  Agents working for these companies only offer one company.

Having more insurance carriers to quote, like an Insurance Broker, increases your chance to find more competitive insurance rates without having to contact many companies.  Check local insurance rates HERE.

 

How does this work?

An auto Insurance Broker can shop many insurance companies at one time.  Brokers are "appointed" or have contracted with the insurance companies directly, which allows them to get quotes and bind coverage with multiple auto insurance carriers.  

Brokers are the champions of consumers; they're who you should call if you want to find a good deal on insurance. They have access to many companies and can search for quotes from all at one time, so it's easier than ever before! It saves an enormous amount of money when looking into your options too - brokers work with multiple carriers, so finding those great rates is much more achievable than trying yourself or calling each individual company manually.

This can be an actual time, and money saved for someone shopping for more affordable cost auto insurance.

They may require an insurance broker license in some states to work in the insurance brokerage industry.  In Many cases they will asses the insurance needs to see if additional risk management is required.

Insurance Brokers have access to most all carriers in the insurance industry, which means better options and more choice.

What About Home Insurance?

Home Insurance Brokers like IBG are insurance advisors that represent many insurance companies for the home insurance market.  Home insurance brokers are especially helpful for hard to place property policy in high-risk areas.  Example of hard to place risk home brokers help are fire prone or coastal properties.  

It's difficult to find affordable home insurance if you've prior claims.  Two or more home insurance claims can make it very difficult for someone to find property insurance.

Brokers like Insurance Brokers Group can help you find the best insurance rates and coverage options for your specific needs. We have access to all the top carriers, so we will never recommend a plan that doesn't meet your requirements. What's more is that our team has experience working with customers from every walk of life, so we know how to make sure you are getting the right type of coverage at an affordable price.

 

Why Use A Commercial Auto Insurance Broker?

A commercial auto insurance brokerage is like regular car insurance brokers, as they have contracts and direct access to multiple companies.  But, because commercial auto insurance has unique needs, brokers that specialize in Commercial Auto can help find affordable coverage for your business.

A commercial auto policy has risk management and insurance needs compared to a personal auto policy rarely has.  We keep up with continuing education courses to keep compliant with the industry.

 

Is There A Cost or Fee?

You may ask yourself, “is there a charge or fee to use an insurance broker?”

The quick answer is NO. 

The insurance company pays us directly and there is no difference in cost versus going to each company directly for quotes. IBG receives a commission for policies purchased through our agency, and we do not charge for quotes, questions or service.

It's a good, because some insurance brokers will charge a fee.

 


 Get Quotes!

Compare Local Insurance Rates