How to Lower Your Auto Insurance Costs With these Simple Steps:

Insurance Brokers Group is always looking for way to help keep you insurance costs down.  We’ve put together a list of things you can do to help lower your auto insurance premiums.  Some insurance companies provide saving of up to 50% or more when you are able to combine discounts.  You many not qualify for all insurance discounts but why not use the ones you do qualify for and save money year after year.

  1. Bundle – Combine several policies with one insurance companyLower auto insurance costs
  2. Multi Car – Two or more vehicles on one policy
  3. New Car – Buy a new car.  Many insurance companies give great rates for new car
  4. Short Mileage – Drive only a few miles to work/school every day or car pool
  5. No accidents or tickets – Big discounts for clean safe drivers
  6. Good Student – “B” or better GPA show insurance companies you pay attention
  7. Education – College education or higher can qualify you for lower rates
  8. Good Credit – Clean credit history (except CA) is a sign of responsibility to carriers
  9. Car Choice – Insure common vehicle like a Camry, Taurus or a pick-up truck
  10. Deductible – Older car consider raising or removing collision and/or comprehensive coverage
  11. RateGuard© – Only available to clients of Insurance Brokers Group to monitor renewal rates
  12. Shop – Find a broker that can search multiple companies such as Insurance Brokers Group
  13. Get Married – Married people generally qualify for lower insurance rates
  14. Safety features – Buy a vehicle with ABS braking system and automatic seat belts
  15. Move – The top highest states: Michigan, Louisiana, Pennsylvania, Maryland and Florida

For more information or to buy insurance please call or visit 1-800-459-6060 or Insurance Brokers Group

{ 2 comments… read them below or add one }

1 Ahmad October 15, 2012 at 8:56 pm

Well, if it was here, you would get a registered letetr, telling you the date your policy will be cancelled for non-payment. Payment on or before that date, including a late fee, would keep the policy active. Payment not received, it is cancelled automatically, the broker has no say, he can’t extend the date. However, the advice to immediately call your broker is sound. Your broker can tell you how quickly your policy is cancelled. If you are buying monthly policies, it expires immediately of course, but if you are making payments on a 6 month or 12 month policy, there will likely be a grace period. It won’t be a whole month, I guarantee that, it may be 21 days, 14 days, or, depending on the law in your state, could even be substantially shorter. DON’T PANIC, DON’T CASH THE REFUND, AS LONG AS THAT REFUND CHECK IS NOT CASHED, YOU STILL HAVE INSURANCE That is not actually correct. Cancellation is statutory, and a refund cheque is not even issued unless, and until, the policy is cancelled. So, no, holding onto that cheque doesn’t keep your policy in force any more than refusing to accept a registered letetr keeps a bank from repossessing a home, the DMV from cancelling your licence, or JC Penney from cancelling your credit card.

2 Lola January 12, 2013 at 11:24 pm

Hey, that’s porweful. Thanks for the news.

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