Putting People First — With Better Coverage and Smarter Insurance Savings

Hi, I’m John Espenschied — agency principal and founder of Insurance Brokers Group, where we believe insurance doesn’t have to be complicated or overpriced.

With over 25 years of experience in the insurance industry, I’ve seen firsthand how confusing policies, misleading rates, and limited options can leave people feeling frustrated. That’s why I built this agency with a simple goal: give clients more choice, more transparency, and more savings — without the runaround.

Whether you're reviewing your auto policy, shopping for home insurance, or exploring business or life insurance options, we’re here to help you make informed decisions and keep more money in your pocket.

A Smarter Way to Shop for Insurance

When I started Insurance Brokers Group, it was just me and one carrier. Today, we’ve grown into a team of licensed professionals who work with a wide selection of top-rated insurance companies — giving you access to multiple quotes and coverage options, all in one place.

Here’s how we keep things simple and cost-effective:

• We compare rates from multiple carriers — so you don’t have to.
• We explain your coverage in plain English — no confusing jargon.
• We proactively review your policy — to help you save over time, not just today.

No gimmicks. No pushy sales. Just honest guidance and customized insurance solutions that fit your needs and budget.

Why Work With Our Team?

Deep Experience, Real Answers

I’ve spent decades helping individuals and families navigate the insurance maze — and I’ve learned how to cut through the noise to get real results.

Focused on Savings Without Sacrificing Coverage

We don’t believe in bare-bones coverage just to hit a price point. Our goal is to maximize value — getting you the best protection at the lowest possible rate.

Independent and Transparent

We’re not tied to one carrier, which means we can give you options, not ultimatums. It’s about what’s right for you, not what's right for the company.

We are here to help with all your insurance needs - Auto, Home, Life, and Business

Behind the Desk

John is married to his wonderful wife, Melissa, and together they’ve built a beautiful, bustling family with three children and four grandchildren who keep life entertaining.

When he’s not helping clients save on insurance or refining the agency’s online strategy, you’ll likely find John golfing in his local men’s league, biking along Missouri’s scenic trails, or traveling with family — always on the lookout for the next great destination (and maybe a decent cup of coffee).

Whether it's a quiet morning ride or a competitive round of golf, he believes life should be about balance, connection, and never missing an opportunity to enjoy the people who matter most.

Take care,
John Espenschied
Insurance Brokers Group
Agency Principal