June 17, 2022

auto insurance rates in the USThink you’re paying too much for car insurance?  Check out the list of all fifty states and the average auto insurance rates you’d pay in each state.  It might surprise you to learn which state ranks the highest and lowest in the country.

2013 state rankings of car insurance rates

Rank

State

Avg. annual premium*

1Louisiana $  2,699
2Michigan $  2,520
3Georgia $  2,155
4Oklahoma $  2,074
5Washington, D.C. $  2,006
6Montana $  1,914
7California $  1,819
8West Virginia $  1,816
9Rhode Island $  1,735
10Kentucky $  1,725
11Connecticut $  1,723
12New Jersey $  1,697
13Alabama $  1,667
14Missouri $  1,638
15Massachusetts $  1,625
16Pennsylvania $  1,604
17Delaware $  1,586
18Hawaii $  1,583
19Texas $  1,545
20Arkansas $  1,545
21Maryland $  1,528
National average $  1,510
22North Dakota $  1,501
23Wyoming $  1,496
24Alaska $  1,455
25Utah $  1,438
26Kansas $  1,435
27Minnesota $  1,432
28New Mexico $  1,431
29Tennessee $  1,408
30South Dakota $  1,397
31Oregon $  1,387
32Nebraska $  1,384
33New York $  1,369
34Florida $  1,364
35Mississippi $  1,345
36Nevada $  1,341
37Virginia $  1,322
38Illinois $  1,322
39South Carolina $  1,288
40Colorado $  1,271
41Wisconsin $  1,228
42Arizona $  1,227
43Washington $  1,226
44Indiana $  1,183
45Vermont $  1,176
46Idaho $  1,133
47New Hampshire $  1,112
48Ohio $  1,106
49North Carolina $  1,085
50Iowa $  1,028
51Maine $     934
* Dollar figures shown are an average of insurance rates for more than 750 vehicles in the 2020 model year.

John brings over 25 years of hands-on experience in the insurance industry, having guided thousands of clients to protect what matters most—both personally and professionally. As Agency Principal with Insurance Brokers Group, John combines real-world expertise with a genuine passion for exceptional customer service. He is dedicated to helping clients save money, safeguard their property, and secure their long-term financial future through tailored insurance solutions. Beyond the office, John loves spending time with his family, golfing, bike riding, and sharing his extensive knowledge by blogging on a variety of insurance topics.