June 21, 2022

How to Find Affordable Car Insurance

We all need to carry car insurance; how much we need depend on state laws and – if we have a lien on our vehicle – the requirements of the lien holder.  At the same time, we need to be able to afford the car insurance premiums, getting the best coverage we can afford at the lowest price available.  How, though, to find affordable car insurance?

Compare auto insurance rates

The first thing that you need to do is gather some information about the car or cars you want to insure:  year, make, model, and any extras you may have added to the car.  Then you need to get together information about the driver or drivers of the vehicles:  age, driver’s license number, and if they have any tickets or have been in any accidents.  The latter is important because drivers with multiple speeding tickets or accident claims will probably have to pay higher premiums.

Next, if you do not own your car but are leasing it or have taken out a loan to pay for it, you need to find out the insurance requirements from the leasing company or the bank which holds the lien.

Finally, it is time to compare car insurance rates.  You have a couple of options, including visiting local insurance agents and asking for quotes (which will give you a quote from one insurance company).  Or you can go online and find insurance companies that offer online quotes if you call their toll-free number or fill out an online form.  Again, though, you will just be receiving one quote from one company.

Your best option for finding cheap car insurance quotes, in terms of saving your time and effort, is to contact an insurance broker.  A car insurance broker represents multiple car insurance companies – good, nationally known companies – and will be able to use the information that you have gathered to get multiple car insurance quotes for you from a variety of companies.

Car insurance quotes online

Many insurance brokers have websites where you can fill out one form and have it electronically submitted to many car insurance companies, resulting in your receiving multiple quotes–for the same amount of coverage – from which you can select.  Not happy with the results you receive for your car insurance quotes?  Then change your deductible amounts or make other tweaks to the form and submit it again.

You also have the option of working directly with a dedicated insurance broker, who will fill out the forms for you, submit them, and then share the affordable auto insurance quotes with you.  It is as easy as that.

Finding affordable car insurance doesn’t have to be a hassle:  call on the services of a car insurance broker, such as Insurance Brokers Group, today, and receive your affordable rates on car insurance in a matter of minutes.

Visit Insurance Brokers Group for quotes or call 800-459-6060

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You Should Comparison Shop For Your Car Insurance

John Espenschied is a long-time veteran of the insurance industry. He's worked with thousands of clients over the years, helping to protect their personal and business needs. John's goal is to provide the best advice possible to assist customers in saving money while protecting their property and securing their financial future.
He truly enjoys helping others and takes great satisfaction in providing top-notch customer service. When he's not working, John has fun spending time with his family, golfing, bike riding, and blogging on insurance topics.