Insurance in O'Fallon, Missouri
Insurance Brokers Group is proud to call O'Fallon home. Our office at 1001 Rondale Court serves O'Fallon families and businesses with auto, home, life, and business insurance from dozens of top-rated carriers.
O'Fallon has grown into one of Missouri's largest and most desirable cities. From the shops on Highway K to the trails at Dardenne Prairie, our community continues to expand. That growth brings opportunities and risks. The right insurance protects both.
Why O'Fallon Residents Choose an Independent Broker
Big insurance companies spend millions on advertising. They want you to think buying direct saves money. It doesn't. Their agents can only sell you their products at their prices.
We're different. As independent brokers, we shop your coverage across Progressive, GEICO, The Hartford, Safeco, Liberty Mutual, Travelers, and many more. Same coverage, multiple carriers, different prices. You pick the best deal.
Auto Insurance in O'Fallon
O'Fallon drivers face unique challenges. Highway 64 traffic. Interstate 70 commutes to St. Louis. Teen drivers heading to Fort Zumwalt or Francis Howell schools. We find rates that account for your specific situation.
Whether you need basic liability, full coverage, or specialty insurance for a classic car, we compare options and find your best rate.
Home Insurance in O'Fallon
O'Fallon neighborhoods range from established areas near downtown to new construction in Windswept Farms and Bryan Hill. Each has different insurance considerations. Roof age, construction type, and distance to fire stations all affect your rate.
We review your coverage limits to make sure they match today's rebuilding costs. Many O'Fallon homeowners are underinsured without realizing it.
Local Risks O'Fallon Residents Face
Missouri weather doesn't mess around. Severe thunderstorms roll through St. Charles County every spring and summer. Hail damage claims spike after major storms. Tornado risk is real, even if touchdowns are rare in our area.
Winter brings ice storms that damage roofs, gutters, and vehicles. Flash flooding affects low-lying areas near Dardenne Creek and its tributaries.
We help O'Fallon residents understand what standard policies cover and where gaps exist. Flood insurance, for example, requires a separate policy. Many homeowners don't realize this until it's too late.
Serving O'Fallon Businesses
O'Fallon's business community keeps growing. From restaurants along Highway K to professional offices near WingHaven, local businesses need proper protection.
We provide general liability, commercial property, workers' compensation, and business auto coverage for O'Fallon companies of all sizes. Whether you're a contractor, retailer, restaurant owner, or professional service provider, we find coverage that fits.
Your Neighbors Trust Us
Over 200 five-star Google reviews. A+ BBB rating. 25+ years serving the St. Charles County community. When your O'Fallon neighbors need insurance, they often call us.
We're not a call center in another state. We're your neighbors. We live here. We work here. We understand what O'Fallon families need.