Compare Car Insurance Quotes

Compare car insurance quotes from dozens of carriers in minutes. We do the shopping. You get the savings. As an independent broker, we work for you, not the insurance company.

Most people overpay for car insurance. They stick with the same company for years. Rates creep up. They never notice. Or they notice but dread the hassle of switching. Sound familiar?

Here's the fix. Work with an independent broker who can shop your policy across multiple carriers at once.

Why Work With a Broker for Auto Insurance?

We check rates from Progressive, GEICO, The Hartford, Safeco, Foremost, National General, Liberty Mutual, Travelers, and more. All at once. No calling five companies. No filling out ten forms. No sitting through sales pitches.

You tell us what you need. We find the best price.

Our software compares dozens of carriers in real time, so you see your options side by side. Same coverage, different prices. The difference can be hundreds of dollars per year.

And we don't stop there. We review your coverage to make sure you're not overinsured or underinsured. Many people carry limits they don't need or skip coverage they should have. We help you find the right balance.

What Affects Your Car Insurance Rate?

• Driving record - Accidents and tickets raise your rate. Clean records get the best prices.

• Age and experience - Young drivers pay more. Rates drop as you gain experience.

• Credit score - Most carriers use credit as a rating factor. Better credit means lower rates.

• Vehicle type - Sports cars and luxury vehicles cost more to insure than sedans.

• Where you live - Urban areas with more accidents and theft have higher rates.

• Coverage limits - Higher limits cost more but protect you better.

• Deductible - Higher deductibles lower your premium but increase out-of-pocket costs.

Every carrier weighs these factors differently. That's why comparing matters. One company might charge you $200 a month. Another charges $120 for the same coverage. You won't know until you compare.

How Much Coverage Do You Need?

Missouri requires minimum liability coverage: $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage. But minimums might not be enough.

If you cause an accident with $100,000 in damages and only carry $25,000 in coverage, you're personally responsible for the $75,000 difference. We recommend liability limits that protect your assets.

Collision and comprehensive coverage protect your own vehicle. If you have a car loan, your lender requires both. Even if your car is paid off, these coverages make sense if you couldn't afford to replace your vehicle out of pocket.

How It Works

Call us or request a quote online (fastest)

We gather your information and driving history

We shop multiple carriers simultaneously

You review your options and pick the best one

We handle the paperwork and get you covered

No pressure. No obligation. Just options. Most quotes come back the same day. If you decide to switch, we make the transition seamless.

Ready to Compare Car Insurance Quotes?

Click below. In just a few minutes, you could save hundreds on car insurance. Our service is free. The carriers pay us, not you.