Bundle Home and Auto Insurance
Bundle home and auto insurance to save up to 25% on both policies. We compare bundled rates across carriers to find your biggest discount and simplify your insurance life.
Why pay full price for two policies when you can save on both? Bundling is the easiest way to cut your insurance bill without reducing coverage.
One carrier. One bill. One agent who knows your whole situation. And serious savings.
How Much Can You Save by Bundling?
Most carriers offer 10-25% off when you bundle home and auto insurance. The exact discount varies by carrier and your specific situation.
Let's do some math. Say your auto insurance costs $1,500 per year and your home insurance costs $1,500 per year. That's $3,000 total. A 20% bundle discount saves you $600 per year. Over five years, that's $3,000 back in your pocket.
Every carrier calculates bundle discounts differently. Some offer flat percentage discounts. Others use tiered systems. We compare them all to find the one that saves you the most.
Why Carriers Offer Bundle Discounts
Insurance companies want all your business. Bundled customers are more profitable for them. They stay longer. They file fewer claims. They cost less to service administratively. Carriers pass some of those efficiency savings to you in the form of discounts.
It's a win-win. They get a loyal customer. You get lower rates.
Benefits Beyond Savings
• One bill instead of two - Simplify your finances with a single payment date.
• One renewal date to remember - No more tracking multiple policy anniversaries.
• One agent who knows all your policies - Easier communication and better service.
• Easier claims process - If an incident involves both your home and car, one carrier handles everything.
• Potential for loyalty discounts over time - Some carriers reward multi-year bundled customers with additional savings.
• Umbrella policy eligibility - Many umbrella liability policies require underlying home and auto coverage with the same carrier.
How We Find Your Best Bundle
We don't just quote your home and auto separately, then add them together. We quote them as a package across Progressive, The Hartford, Safeco, Travelers, Liberty Mutual, and more.
Some carriers bundle better than others. A carrier that's expensive for auto alone might be the cheapest option when bundled with home. We find the combination that works best for your situation.
What If I Have Policies with Different Companies?
No problem. We can quote the bundle and show you how it compares to your current separate policies. If bundling saves money, we handle the transition. If your current setup is actually better (rare, but possible), we tell you that too.