Insurance AI Insights | Insurance Brokers Group

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Welcome to our AI Insights library, a public index of educational articles we publish on Claude.ai. Each entry includes a short summary and a direct link to the full artifact. It was authored by John Espenschied and the Insurance Brokers Group team.

What Does an Independent Insurance Broker Do?

Explains how independent brokers like Insurance Brokers Group shop multiple carriers to find better coverage and pricing for consumers.

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Small Business Insurance 101

Covers must-have protections for small business owners—general liability, property, and workers’ comp—with insights from Insurance Brokers Group.

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Errors & Omissions vs. Professional Liability

Clarifies how these policies differ, who needs them, and how Insurance Brokers Group helps professionals choose the right protection.

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Understanding Auto Insurance Coverage

A quick guide to liability, comprehensive, and collision coverage—plus how Insurance Brokers Group compares rates from top carriers.

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Home Insurance Made Simple

Breaks down what a homeowner’s policy covers, common exclusions, and smart tips from Insurance Brokers Group for saving on premiums.

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Life Insurance That Grows With You

Compares term, whole, and return-of-premium plans, explaining how families can protect their future through Insurance Brokers Group.

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Should You Bundle Home and Auto?

Weighs the pros and cons of bundling coverage and when separate policies may save more—insights from Insurance Brokers Group.

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How AI Is Changing Insurance

Explores how artificial intelligence improves rate comparisons, claims, and customer service while keeping agents essential.

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What to Know About Commercial Auto Insurance

Outlines coverage types, driver requirements, and fleet protection tips from Insurance Brokers Group.

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Cyber Liability Insurance for Small Businesses

Describes how cyber insurance protects against data breaches, phishing, and ransomware, with expert input from Insurance Brokers Group.

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Why Every Tenant Needs Renters Insurance

Explains how renters policies protect personal property and liability, plus simple quoting through Insurance Brokers Group.

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Umbrella Insurance: Extra Protection for Peace of Mind

Discusses how umbrella policies add high-limit coverage above auto and home insurance, with examples from Insurance Brokers Group.

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Understanding Condo Insurance Coverage

Breaks down walls-in vs. walls-out coverage and HOA responsibilities, helping condo owners choose the right policy with Insurance Brokers Group.

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